A product mix focused on the complexity of risk, supported by an open mind and expertise, allows us to provide flexible, consistent solutions.

Specialty Package

Admitted and non-admitted Property and Liability solutions for real estate, food processing, energy, manufacturing and others.

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Specialty Solutions

P&C insurance solutions for businesses in bankruptcy, labor organizations and vacant commercial properties.

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Inland Marine

Providing both an admitted and non-admitted market for most classes of Inland Marine business, including risks in the transportation, logistics, service, construction and communication industries, as well as other miscellaneous risks.

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Excess and Surplus Property

Excess and Surplus solutions for wholesale intermediaries including risks in the habitational, senior & student living, and industrial markets.

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Why Choose Seneca?

At Seneca Insurance Company, we deliver real value for our partners and their insureds. How? Our approach puts underwriting at the center of everything we do, which has been the cornerstone of our success since 1988. We realize that not every risk fits into a specific box and requires the experience and expertise of underwriters who look at each account on its own merit. This approach enables us to provide flexible coverage solutions with the added benefit of local expertise. Our responsive and dedicated underwriters are ready to discuss the specifics of your accounts.

At Seneca, we take a proactive customer-focused approach in our claims management. Our goal is to facilitate a fair and quick resolution, including providing same-day contact with both our insureds and brokers. Inspections are performed within 48 hours to help get insureds opening their doors again as quickly as possible. Our strong claims personnel is comprised of 16 Property and seven Liability adjusters, including a six-person Field Adjuster team delivering unparalleled Seneca service to policyholders.

Specialized Solutions

Seneca specializes in providing coverage solutions for clients whether they are facing bankruptcy or getting ready to restructure an old warehouse, from a dumpling importer to IBEW local 3. We’ve got your insureds covered whether the property is vacant, occupied, under construction, or in transit.

Our Inland Marine solutions include Builder’s Risk insurance – from properties under construction to rehab and renovation projects. We also offer Contractor’s Equipment, Transportation, Scheduled Property, Warehouse Legal, Bailees, Fine Arts, EDP and other insurance solutions.

While others in the industry shy away from difficult-to-place commercial property risks, Seneca welcomes submissions for habitational, assisted living facilities, long-term care, nursing homes, student housing, and industrial risks.


Our Geographic Footprint Extends Nationwide

Headquartered in New York with 11 branch offices throughout the country, Seneca is a wholly owned independently operated subsidiary of Crum & Forster and does business in all 50 states. We don’t require minimum premiums – whether you have one account or specialize in a specific niche with a portfolio of accounts, we’re here to help you secure coverage on your clients’ behalf.


Loss Control
For Risk Mitigation

Take a look at our Loss Control series of articles and videos and share the information with your clients to help them reduce the exposures they face.