Key Contacts:

Joseph DeCarlo -Vice President  - (212) 277-3856    Email: jdecarlo@senecainsurance.com

Peter Mazur - (212) 277-3855    Email:: pmazur@senecainsurance.com

Department Fax: (212) 277-3501

Applications:

The attached MPL Application download is our main application.  We have supplemental applications which will be required, but determined upon risk submission.

Download Application (Word Document):   

Product:

Miscellaneous Professional Liability, Third Party Claims Made and Reported Errors and Omissions coverage form, for non-traditional Professional Services.  Written on an Excess and Surplus Lines basis, requiring the agent to have an E&S License in the submitted risk’s state of domicile.

Limits:

In-house Capacity to $5 Million.

Premium Sizes:

Classes:

Miscellaneous classes are so varied that the following is only a brief list of the classes we write, we do not write medical malpractice nor do we write the traditional professions such as Attorneys, Insurance Agents, Real Estate Agents and Stock Brokers.  Specific questions regarding a risk or class should be directed to Joseph DeCarlo.

Some risks that qualify for the MPL form are service firms having an Errors and Omissions exposure such as Auctioneers, Benefit Plan Consultants, Claims Adjusters, Contest Managers, Court Reporters, Dating Services, Employment Agencies, Expert Witnesses, General Consultants, Graphic Designers, Hotel Managers, Media/Broadcasters, Notaries, Paging/Answering Services, Publishing, Resume Services, Temporary Help Services, Third Party Administrators, Title Agencies, Translators etc.  The list goes on and on.

Competitive Advantages of Seneca MPL:

• Low Minimum premiums. 

• Limits available from $500,000 to $5,000,000. 

• Duty to defend policy.

• Innocent Insured provision.

• Personal Injury coverage included.

• Early Claims resolution incentive may reduce the deductible by up to 50%.

• Coverage limits are not eroded by the deductible.

• General Policy Coverage has numerous endorsements available to tailor the coverage to your client’s risk.

• Prior Acts coverage available.

• 60 day Automatic Extended Reporting Period.

• Available to new entities.

• Experienced underwriting.

• Lucrative commission structure.

Sample Risks Written by Seneca Insurance Companies on the MPL Policy Form: