Products:

1.

 Commercial multiperil (simplified forms)

2.

 Vacant risk for property, liability and umbrella

3.

 Bankruptcy (chapters 7, 11, and 13) and foreclosures

4.

 Manufacturing, processing, servicing risks and warehouses

5.

 Shopping centers, strips and malls

6.

 Mercantile with apartments

7.

 Builders risks or renovations

8.

 Special events

9.

 Coastal properties

10.

 Apartments  ( Colorado office only)

Limits:

1.

Inhouse capacity - $2 million property, facultative reinsurance available, liability $1 million with umbrella up to $5 million

Premium Sizes:

1.

Minimum premium: $1,000

2.

Average premium: $3,200

Competitive Advantages:

1.

Admitted and non-admitted paper

2.

Very experienced underwriters with form flexibility

3.

Quick turnaround, tight service standards

4.

Timely engineering performed by Company