Products: (through wholesale brokerage distribution)

Monoline all risk property coverage

Primary first loss covers

Loss limit policies

Difference in conditions

Deductible buybacks

Limits:

Inhouse capacity - $10 million, facultative reinsurance available

Premium Sizes:

Minimum premium: $2,500

Average premium: $7,500

Preferred Classes:

Wholesale, retail, light manufacturing, restaurants

Owner occupied condominiums, urban walk-ups

First loss/layered programs

Hotels, motels, warehouses

Difference in conditions/flood (no zone A)/quake

Vacant buildings

Builders risk/rehabs

Other typical E&S property exposures

Competitive Advantages:

Very experienced underwriters (average experience 25 years +)

Admitted and non-admitted paper

Quick turnaround, tight service standards