CHILD CARE PROGRAM - FLORIDA

Key Contact:  
Keith McCarthy - Vice President & Branch Manager (212) 277-3468

Products:
1. Commercial multiperil
2. Commercial automobile 
3. Monoline general liability.

Limits / Coverages:
1. Property capacity - $10 million, 
2. General Liability limits to $1,000,000 / $2,000,000 
3. Sexual / Physical Abuse limit $100,000/$300,000
4. Includes Cost of Defense coverage at $5,000 limit
5. Professional liability included.

Premium Sizes:
1. Preferred premium sizes - up to $50,000
2. Average premiums size $2,500 - $7,500

Program Requirements:
1. Available only through select retail agencies.  
2. Licensed Child Care Centers.  
3. Centers must provide Student Accident Coverage.
4. Coverage only for autos used by the center.

Competitive Advantages of Seneca's Program:
1. Monoline or Package approach as needed.
2. Experienced underwriting staff can properly evaluate this specialty class.
3. Tight service standards