Key Contacts: 

Donna Huffman - Sr. Underwriter  - (804) 378-2657

Products: (Principally Virginia and Maryland)
1. Commercial multiperil
2. Businessowners
3. Umbrella
4. Commercial automobile and workers compensation on a supported basis
5. Monoline property and general liability

Limits:
1. Inhouse property capacity - $15 million, $25 million with facultative support
2. Umbrellas to $10 million

Premium Sizes:
1. Preferred premium sizes - up to $50,000
2. Average premiums size $2,500 - $7,500

Preferred Classes:
1. Commercial real estate
2. Mercantile (retail, wholesale, offices, etc.)
3. Light manufacturing
4. Distributors and wholesalers
5. Restaurants

Excluded Classes:
1. Heavy automobile exposures
2. Heavy workers compensation exposures
3. Heavy product exposures

Competitive Advantages of Seneca:
1. Quick turnaround and tight service standards
2. Competitive forms with product coverage enhancements
3. Experienced underwriting staff can properly evaluate difficult risks