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SENECA
RISK SERVICES (WORKERS COMPENSATION)
Key Contacts:
Mike Kotte - Vice
President & Branch
Manager (800) 442-5723
Products:
(Principally Ohio, Kentucky, Michigan, West Virginia and Western
Pennsylvania)
1. Commercial multiperil
2. Businessowners
3. Umbrella
4. Commercial automobile and workers compensation on a supported basis
5. Monoline workers compensation in Kentucky (for Kentucky producers)
6. Monoline property and general liability
Limits:
1. Inhouse property capacity - $15 million, $25 million with facultative
support
2. Umbrellas to $10 million
Premium Sizes:
1. Preferred premium sizes - up to $50,000
2. Average premiums size $2,500 - $7,500
Preferred
Classes:
1. Commercial real estate
2. Mercantile (retail, wholesale, offices, etc.)
3. Mixed mercantile and apartment
4. Market available for vacancies and foreclosed properties
5. Light manufacturing
6. Distributors and wholesalers
Excluded
Classes:
1. Contractors
2. Habitational on a limited basis
3. Heavy automobile exposures
4. Heavy workers compensation exposures
Competitive
Advantages of Seneca:
1. Quick turnaround and tight service standards
2. Monoline approach if necessary
3. Experienced underwriting staff can properly evaluate difficult risks
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